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wide array of options
Wealth Management
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Guiding you down the path
Life Transitions
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Retirement
Freedom and Choices

Our Strategies

Retirement - Marriage - Divorce - Changing Jobs. Planning is understandably a critical part of your life. Keeping an eye on your financial health during life transitions is essential.
Evaluate your portfolio’s bottom line through tax-efficient investing. See how year-end planning can lower your tax bill. Should you convert all or a portion of your traditional IRA assets to a Roth account?
Do you have questions about estate planning, protecting your assets with a trust, naming a beneficiary, or charitable giving to reduce your estate taxes?
What does wealth management mean to you? What should it accomplish? What are the 12 common financial mistakes to avoid?
Is life insurance or long term care missing from your plan? Both may be a cornerstone of a sound financial plan, providing potential financial stability.
College won’t pay for itself. How will you pay for it? You may have more choices than you think. Is creating a college fund on your to-do list? Consider 529 plan options.

Client Focused - Exceptional Personal Service

We focus on our clients and it will always be our goal to make sure we simplify their lives.

After over 27 years on the corporate side of the financial side of the industry, Lisa and her team were finally able to fully realize their vision. They moved to the independent side of the industry and created their own firm – Meritage Wealth Management.

“Merit and Heritage are the two words that make up Meritage. Merit means the qualities of having value, worth and distinction, while Heritage stands for the principals, ethics, and traditions (or beliefs) that create a legacy. We have used this name to define ourselves for years and it perfectly embodies what we believe in.”

Long-lasting
relationships
with our clients

Years Of
Accumulated
Experience

States
We are
Registered

Years of
LPL
Financial

Our Team

With over 49 years of accumulated experience, our firm focuses on guiding clients through life’s transitions by using their experience in financial planning, specifically in the areas of retirement, estate, tax, long term care, divorce, business succession planning, and wealth management.

Lisa R. Kulhavi, CFP®, ChFC®, CRPC®, MBA

Lisa Kulhavi is a Certified Financial Planner CFP® with over 27 years of experience in the financial services industry.

Helena Godfrey, CRPC®

With over 22 years of experience in the industry, Helena focuses on servicing and administrative management for our clients.

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a Professional Today!

Guiding you through life’s many transitions.

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